Choosing between a hosted checkout and a direct payment API is not simply a choice between an “easy” integration and an “advanced” one. The more useful question is how much of the payment-data flow, checkout experience, security responsibility, and long-term payment logic the merchant actually needs to control. Hosted checkout...
Authorization-Only and Delayed Capture for Preorders: A Checkout Workflow That Avoids Premature Charges
Capturing a customer’s card weeks or months before a preorder is ready can create unnecessary refunds, customer complaints, accounting complexity, and cash-flow confusion. Yet simply authorizing the original order and waiting indefinitely creates a different problem: card authorizations are temporary, and the original approval may no longer be usable when...